A pendant set with earrings typically refers to a matching jewellery set that includes a pendant necklace and a pair of earrings. These sets are designed to be worn together, creating a coordinated and stylish look. The pendant in the set usually features a central stone or design that hangs from a chain around the neck. The stone can be a diamond, a gemstone, or even an American diamond (cubic zircon). The pendant may also have additional smaller stones or intricate detailing around the main centrepiece.